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AI enhanced payment platform for housing associations

Every housing association has unique income management needs. Access PaySuite offers flexible solutions—from core payment processing to advanced income management. Our latest innovation, Income Management Evo, brings AI capabilities to help teams work smarter—automating routine reconciliation and making data instantly accessible through natural language queries. Whether you're looking to complement existing systems or explore new approaches, we're here to help you explore what's possible for your organization.

Trusted by 60+ housing associations to maximize payment collection and minimize arrears

Housing association payment software enhanced by AI

Payments for every tenant

Multiple payment options including online portals, automated telephone systems, staff-mediated telephone payments, and face-to-face interactions - all branded to your organisation.

Automated reconciliation 

Our flagship income management system automatically reconciles income in your housing management and finance systems, saving significant staff time and reducing manual errors. 

Data at your finger tips

Our AI enhanced software enables teams to ask anything about your income data in plain English. No SQL or technical knowledge needed for instant, accurate answers.

Get paid faster

Get paid faster with funds in 3 days for card payments or immediately with Open Banking. Real-time transaction reporting means you see payments within minutes.

Automate housing payments with PaySuite

Streamline rent collections and reduce costs.

Automate payment management with our AI income collection

Transform how your housing association manages income with AI-powered automation. Income Management Evo revolutionizes arrears management through intelligent exception handling and instant insights. Teams can query complex tenant data in plain English, streamline reconciliation in minutes not days, and maintain complete visibility—all while giving tenants the flexible payment options they need.

Access PaySuite is a proud supplier of Procurement for Housing

As a trusted PfH Electronic Payment Services framework supplier, we meet strict standards for security, innovation and value, giving you confidence in our independently vetted solution.

Join housing associations already saving thousands 

£200,000 reduction in rental arrears in just one year - that's what Karbon Homes achieved with Access PaySuite. Managing 34,000 properties across Northeast England and Yorkshire, they transformed their complex payment processes while boosting tenant satisfaction and operational efficiency. 

Read full case study

Transform Housing Payments: Faster funds, minimal admin

Managing payments in social housing shouldn’t be slow, manual, or complicated. With Access PaySuite, you can move beyond outdated systems and deliver a seamless experience for both your team and your tenants. 

Feature 

Access PaySuite 

Traditional providers 

Faster payments 

Immediate with Open Banking; 3 days for card payments 

8+ days to receive funds 

Real-time reporting 

Know about payments within minutes 

Next-day reporting  

Simpler for tenants 

Use familiar 5–8 digit tenancy references 

Complex 16–19 digit codes for online and telephone payments 

Automated reconciliation 

Automation saves significant staff time 

Manual processes with limited automation 

Electronic DD signup 

Tenants set up Direct Debits themselves 

Manual staff setup required 

No amendment charges 

No charges for Direct Debit changes 

Charges for every amendment 

Flexible arrears management 

Fully bespoke payment schedules 

Basic, inflexible alternatives 

Digital payment cards 

Instantly created and replaced digital cards 

Physical cards are costly, slow to replace, and go to landfill 

Smart mobile payments 

In-person referenced and miscellaneous payments via mobile device 

No comparable mobile solution 

Secure telephone payments 

4 secure methods, including Open Banking, that keep staff away from card data 

Limited options, often involve handling sensitive card information 

FAQs

What is Access PaySuite’s housing payment solution?

Access PaySuite provides an end-to-end payment platform tailored for housing associations and local authorities. It supports Direct Debit, open banking, online, phone, and in-person payments, offering full visibility and control over tenant transactions.

How does Access PaySuite help reduce rent arrears?

Access PaySuite uses predictive analytics and workflows to identify at-risk tenants, automate engagement, and create custom payment plans, significantly reducing arrears across housing portfolios.

How do tenants pay with Access PaySuite?

Our payment software enables tenants to pay through various methods including Direct Debit, online portals, mobile apps, automated telephone systems, and staff-mediated telephone payments. Tenants use their familiar tenancy reference number through your branded payment portal, making the process simple and accessible. 

How does payment software help housing associations manage arrears?

Our comprehensive income management platform provides real-time visibility of all payments, automated reconciliation through S-Cloud, and flexible repayment scheduling. We offer tools specifically designed for arrears management, including bespoke payment plans that tenants can realistically maintain.

Is Access PaySuite suitable for UK housing associations?

Yes. Access PaySuite is built for the UK social housing sector, with full integration into existing housing management systems, compliance with sector regulations, and support for Government-backed frameworks like PfH.

What makes Access PaySuite different from other housing payment providers?

Unlike generic payment processors, Access PaySuite offers:
  • Deep integration with housing platforms
  • Flexible, inclusive payment options
  • Real-time reporting and arrears insights
  • Proven results in reducing arrears and boosting compliance

Improve your housing operations

with secure, automated payments.